A DIFFERENT KIND OF DEBT COUNSELING
American Debt Counseling is an independent agency, firmly in your corner, working solely for your benefit. We consult creditors and collection agencies in a manner that is best for you!
LATEST NEWS
- 03 / 25 / 2010
American Debt Counseling Reveals New Website
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We have helped people with:
- Reduction in Interest Rates, Late Fees and Penalties
- Budgeting
- Car Repossessions
- Bill Paying
- Judgments and Garnishments
- Housing and Utility Delinquencies
- Creditor Harassment
- Settlement
- Loan Modification
Get Started taking control of your finances. Let American Debt Counseling help you stretch your dollar!
We are fully licensed and insured and we would be happy to provide you a free budget analysis.
Be Smart When Choosing Your Credit Counselor
When choosing a debt management company, make sure they are licensed in the state you live in. Also, watch out for settlement companies with promises to save 50 % or more of your debt. The old adage applies here “ if it sounds to good to be true, it probably is to good to be true”. It may work for some, but if you have garnishable income, why would they not sue you and get 100 % by garnishing. Additionally, when you add in all their fees, you end up paying almost what you totally owe anyway.Last but not least, when you stop paying your creditors your credit rating drops while your balances rise because of late fees and high interest rates.
